“You’ve got to get what you deserve”. – Tony La Russa
Many insurance companies today are learning how to better compete for your business by offering many great discounts you might not be aware of! Here is a non-exhaustive list:
- Start Date of Policy Some companies offer a discount based on how many days in advance you can wait to start your new policy. Shopping early for auto insurance, for example, can be a great benefit to you.
- Occupation You might be eligible for a discount based on your occupation and/or licenses/degrees you currently hold.
- Military service Veterans past and present may be eligible for a discount, including spouses and children.
- Multi-policy Combining autos and home, renters, specialty (RVs, dirt bikes, ATVs, etc.), collector autos, umbrella, life insurance, commercial policies etc. may qualify you for additional discounts.
- Payment some companies offer discounts for paying with bank account, debit/credit card, and/or frequency of payments (annual, bi-annual, etc.)
- Paperless Some companies offer discounts for going paperless and many offer mobile apps for easy access to your documents.
- Good Driver Some companies are offering more and better ways of qualifying for a good driver discount. Farmers insurance recently released the Signal app which is a great way to track service on your vehicle, and see how you can improve your driving habits. Also rumor has it you get a discount just for trying it out!
- Roof Type/Age Some companies offer a roof discount based on the age, type of material, impact resistance, etc.
- Security Some companies offer discounts for in-home security systems including, but not limited to, door and window breach, smoke and carbon monoxide alarms, cameras, central security monitoring, etc.
- Seniors Celebrate your age! Some companies offer a discount for seniors.
- Student Driver some companies offer discounts for good student drivers.
Believe it or not this is not an all-inclusive list so if you think there may be other discounts you qualify for ask your insurance agent for additional help getting the discounts you deserve!